Choice over mass uniformity: an investment that whets the appetite

Benefit from the outstanding expertise of our professional asset management

With SIP asset management, we offer you the opportunity to invest in the results of our investment process in the form of a single fund. Our objective is to invest the assets under management in the fund with the best possible return but with low risk on the capital markets. Analogous to individual asset management strategies, SIP® Bond, SIP® Income, SIP® Balanced and SIP® Equity sub-funds can be selected here.

Sustainability always in mind

We take social, environmental and ethical considerations into account in all investment decisions. To this end, we have defined sustainable minimum standards for our investment process. Our portfolio management team works closely with one of the leading independent sustainability rating agencies.

SIP - For every taste

Whether the focus is on preserving capital or building up assets – we have the right strategy! Depending on your personal return target and security needs, you can choose between 4 different investment strategies. These differ in terms of different bandwidths for the asset classes of equities, bonds and liquidity.

SIP – The full range of investments

With one of our 4 SIP funds, you invest in entire markets, different sectors and different asset classes. All with just one product and no minimum investment. The broad diversification of your investment allows you to benefit from spreading risk.

Do you have any questions? Feel free to contact us or read our SIP brochure.

Our SIP Asset Management video (german only)

With the SIP funds, you invest in an asset management of NORD/LB.

SIP Funds in the Focus of the €uro Table Talks

Sustainability is the dominant theme in the investment world when it comes to future-proof earnings opportunities. No other segment is growing so strongly and attracting so much attention. The expert panel of the €uro Table Talk has taken up this topic and discussed responsible investments: The focus is on five investment funds that place special emphasis on the factors of environment, social issues and good corporate governance (ESG criteria) when selecting their investments - including our asset management fund SIP Income.

In this interview, our portfolio manager Peter Saß and other experts from other banks explain how social change has affected products and needs and why professional investment policies ensure an optimal risk-reward profile. You can find the whole interview here. (german only)

By the way: In 2021, another fund of our bank was in the spotlight on this topic - the SIP Bond. You can read more about it here. (german only)

Downloads (german only)

SIP Balanced Factsheet

SIP Bond A Factsheet

SIP Bond V Factsheet

SIP Equity Factsheet

SIP Income Factsheet

Investment fund opportunities and risks

Opportunities
- Price increases in the equity segment due to market, industry and company-related factors
- Exchange rate opportunities in the bond segment due to changes in interest rates and debtor credit rating
- Risk diversification through global investment in equities, interest-bearing securities and money market assets
- Broad diversification by company, country and sector in the equity segment
- Broad diversification by debtor and maturity in the bond segment
- Objective selection and weighting of all financial instruments based on fundamental and technical analyses

Risks
- Price losses due to changes in the value of investments in the equity and/or bond segment
- The value of managed assets may fall below the initial value (no capital guarantee)
- Rising interest rates on the capital market can lead to price losses on interest-bearing investments
- A deterioration in the credit rating (up to payment default) of individual bond debtors (e.g. states or companies) can lead to price losses in the bond segment
- Supply and demand-related restrictions on the tradability of financial instruments can lead to the permanent or temporary inability to sell investments or only at prices that are not in line with the market
- Additional incidental costs incurred (transaction costs, commissions) can affect performance
- Environmental, social or governance events or conditions may have a negative impact on the investment.

Your contact persons